{"id":17506,"date":"2026-03-06T05:45:00","date_gmt":"2026-03-06T10:45:00","guid":{"rendered":"https:\/\/www.brightmine.com\/us\/?post_type=resources&p=17506"},"modified":"2026-09-22T10:32:00","modified_gmt":"2026-09-22T15:32:00","slug":"health-care-continuation-coverage-mini-cobra-laws-by-state","status":"publish","type":"resources","link":"https:\/\/www.brightmine.com\/us\/resources\/total-rewards\/employee-benefits\/healthcare-benefits\/health-care-continuation-coverage-mini-cobra-laws-by-state\/","title":{"rendered":"Health care continuation coverage mini cobra laws by state"},"content":{"rendered":"\n
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Written by: <\/p>\n\n\n

Gloria Ju<\/a><\/div><\/div>\n\n\n\n
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The federal Consolidated Omnibus Budget Reconciliation Act (COBRA) allows employees and their dependents to continue receiving employer-provided health insurance in the event they lose their job or would otherwise lose health care coverage. COBRA applies to employers with 20 or more employees. However, the majority of states have passed their own so-called “mini-COBRA” laws that cover smaller employers or may otherwise provide greater rights than COBRA.<\/p>\n\n\n\n

The following chart helps employers understand each state’s health care continuation coverage requirements. States that have none are marked N\/A. In the absence of state requirements, federal rules may apply.<\/p>\n\n\n\n

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Want to see more?<\/h3>\n\n\n\n
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For full access to our 50 State Chart: <\/p>\n\n\n

Health care continuation coverage mini cobra laws by state<\/h2>\n\n\n

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Latest updates<\/h3>\n\n\n\n

Updated to include a change to the definition of employer under the the Arizona health care continuation coverage law, effective August 27, 2019.<\/p>\n<\/div>\n\n\n\n

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Read more 50-state charts:<\/p>\n\n\n\n