{"id":9870,"date":"2025-07-24T15:57:18","date_gmt":"2025-07-24T15:57:18","guid":{"rendered":"https:\/\/www.brightmine.com\/us\/?post_type=resources&#038;p=9870"},"modified":"2025-07-24T16:01:07","modified_gmt":"2025-07-24T16:01:07","slug":"family-forming-for-everyone-rethinking-fertility-benefits-at-work","status":"publish","type":"resources","link":"https:\/\/www.brightmine.com\/us\/resources\/total-rewards\/employee-benefits\/family-forming-for-everyone-rethinking-fertility-benefits-at-work\/","title":{"rendered":"Family-forming for everyone: Rethinking fertility benefits at work"},"content":{"rendered":"\n<div class=\"wp-block-group alignwide has-primary-white-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-b5fc8583 wp-block-group-is-layout-constrained\" style=\"border-radius:25px;padding-top:var(--wp--preset--spacing--30);padding-right:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-7fc3d43a wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:70%\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-8e1436f2 wp-block-group-is-layout-flex\" style=\"margin-top:0;margin-bottom:0\">\n<p class=\"\">by <a href=\"https:\/\/www.brightmine.com\/us\/meet-our-authors\/#sarah-peterson-herr-jd\"><strong>Sarah Peterson Herr<\/strong>, <strong>JD<\/strong><\/a>, Brightmine Legal Editor<\/p>\n<\/div>\n\n\n\n<p class=\"\">More than one in 10 Americans have known fertility issues. Supporting employees through fertility challenges can improve morale, reduce stress, and boost productivity. Comprehensive fertility benefits reflect a progressive, employee-centered culture and provide a competitive edge in today&#8217;s workforce.<\/p>\n\n\n\n<p class=\"\">According to the International Foundation of Employee Benefits Plans <a href=\"https:\/\/www.ifebp.org\/resources---news\/survey-reports\/employee-benefits-survey--2024-survey-report\" target=\"_blank\" rel=\"noreferrer noopener\">2024 Benefits Survey<\/a>, 42% of U.S. organizations currently offer fertility benefits (an increase from 40% in 2022). While this shows an increase in offerings, more than half (58%) of employers still do not offer any fertility benefits. Moreover, depending on the plan many participants may seek fertility treatment and be ineligible based on the plan&#8217;s definition of &#8220;infertility.&#8221;<\/p>\n\n\n\n<p class=\"\">LGBTQ+ couples and single individuals not in a relationship often face obstacles when they seek fertility assistance for family forming. Significant disparities in access to infertility services (both diagnostic and treatment) exist across the U.S., based on an individual&#8217;s state of residence, insurance plan, sexual orientation, gender identity and other factors.<\/p>\n\n\n\n<p class=\"\">In October 2023, the American Society for Reproductive Medicine (ASRM) Practice Committee <a href=\"https:\/\/www.asrm.org\/practice-guidance\/practice-committee-documents\/definition-of-infertility\/\" target=\"_blank\" rel=\"noreferrer noopener\">redefined infertility<\/a> as a disease, condition or status characterized by any of the following:<\/p>\n\n\n\n<ul class=\"wp-block-list is-style-brightmine-list-item-spacing-small\">\n<li class=\"\">The inability to achieve a successful pregnancy, based on a patient&#8217;s medical, sexual, and reproductive history, age, physical findings, diagnostic testing or any combination of those factors.<\/li>\n\n\n\n<li class=\"\">The need for medical intervention, including, but not limited to, the use of donor gametes or donor embryos to achieve a successful pregnancy either as an individual or with a partner.<\/li>\n\n\n\n<li class=\"\">In patients having regular, unprotected intercourse and without any known etiology for either partner suggestive of impaired reproductive ability, evaluation should be initiated at 12 months when the female partner is under 35 years of age and at six months when the female partner is 35 years of age or older.<\/li>\n<\/ul>\n\n\n\n<p class=\"\">The ASRM goes on to specify, &#8220;[n]othing in this definition shall be used to deny or delay treatment to any individual, regardless of relationship status or sexual orientation.&#8221;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"the-case-for-inclusivity\">The case for inclusivity<\/h2>\n\n\n\n<p class=\"\"><a href=\"https:\/\/blog.ifebp.org\/fertility-benefits-on-the-rise\/\" target=\"_blank\" rel=\"noreferrer noopener\">Fertility benefits<\/a> have quickly become a key pillar of modern employee benefits packages. They are a clear demonstration of a company&#8217;s commitment to inclusivity and support for different family structures. Providing fertility benefits increases employee satisfaction by furthering personal and family planning objectives. In turn, this alignment helps create a more engaged and motivated workforce. Employers can save on employee retention by offering strong fertility benefits, which have been shown to increase employee loyalty and lead to lower turnover costs. Fertility benefits help to foster a supportive and inclusive workplace culture. They support diversity and equity by addressing the reproductive <a href=\"https:\/\/www.mercer.com\/en-gb\/insights\/total-rewards\/employee-benefits-strategy\/health-on-demand-report\/\" target=\"_blank\" rel=\"noreferrer noopener\">health needs<\/a> of a diverse workforce and improving employee well-being overall.<\/p>\n\n\n\n<p class=\"\">Inclusive fertility benefits aren&#8217;t just good for employees &#8211; they also help reduce legal risk. Several lawsuits have challenged insurance policies that define infertility in ways that disadvantage LGBTQ+ individuals. In one case, a policy required heterosexual couples to try conceiving for 6-12 months before coverage, while LGBTQ+ individuals had to pay out of pocket for a year before qualifying. Though the insurer denied wrongdoing, it <a href=\"https:\/\/www.nbcnews.com\/nbc-out\/out-news\/aetna-agrees-settle-lawsuit-fertility-coverage-lgbtq-customers-rcna150658\" target=\"_blank\" rel=\"noreferrer noopener\">settled<\/a> by updating its plan to cover artificial insemination regardless of sexual orientation, reimbursing past expenses, and revising clinical policies. Similar discrimination cases are still pending.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"truly-inclusive-fertility-benefits\">Truly inclusive fertility benefits<\/h2>\n\n\n\n<p class=\"\">It&#8217;s easy to claim to want to have truly inclusive fertility benefits, but it can be difficult to understand what that means. At a minimum inclusive fertility benefits should include:<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-rich is-provider-infogram wp-block-embed-infogram\"><div class=\"wp-block-embed__wrapper\">\n<div class=\"infogram-embed\" data-id=\"_\/qjc5Xeecs440oCIITQc6\" data-type=\"interactive\" data-title=\"54226-US-family-forming-for-everyone-rethinking-fertility-benefits-at-work\"><\/div><script>!function(e,n,i,s){var d=\"InfogramEmbeds\";var o=e.getElementsByTagName(n)[0];if(window[d]&&window[d].initialized)window[d].process&&window[d].process();else if(!e.getElementById(i)){var r=e.createElement(n);r.async=1,r.id=i,r.src=s,o.parentNode.insertBefore(r,o)}}(document,\"script\",\"infogram-async\",\"https:\/\/e.infogram.com\/js\/dist\/embed-loader-min.js\");<\/script>\n<\/div><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"getting-started\">Getting started<\/h2>\n\n\n\n<p class=\"\">First, you need to understand your current plan offerings. Evaluate the current plan by asking some of these questions:<\/p>\n\n\n\n<ul class=\"wp-block-list is-style-brightmine-list-item-spacing-small\">\n<li class=\"\">Do they allow for equitable access and coverage for LGBTQIA+ individuals, couples, and single parents?<\/li>\n\n\n\n<li class=\"\">What offerings do you have to support adoption, surrogacy, or fertility treatments?<\/li>\n\n\n\n<li class=\"\">Does your plan require a diagnosis of infertility for coverage?<\/li>\n\n\n\n<li class=\"\">How does that requirement impact same-sex couples&#8217; access?<\/li>\n\n\n\n<li class=\"\">Does it provide domestic partner benefits as well?<\/li>\n<\/ul>\n\n\n\n<p class=\"\">You may want to consider partnering with a vendor that focuses on providing inclusive benefits.<\/p>\n\n\n\n<p class=\"\">Ask your employees about their experiences with your existing healthcare benefits and policies, wellness benefits, resources and other internal programs to identify gaps. Consider utilizing your employee resource groups (ERGs) to solicit employee feedback on how to improve or expand your benefits offerings to meet diversity and inclusion needs.<\/p>\n\n\n\n<p class=\"\">Once you have determined where there may be gaps in coverage, work with benefit providers to provide inclusive employee benefits that support LGBTQIA+ individuals throughout their family journey. Strive to ensure your family benefits offer personalized and affirming care.<\/p>\n\n\n\n<p class=\"\">Lastly and most importantly, make sure to clearly communicate eligibility requirements. Clear, inclusive, and proactive communication is essential when rolling out or updating fertility benefits.<\/p>\n\n\n\n<p class=\"\">As fertility challenges become more visible and diverse family-building needs grow, fertility coverage is no longer a niche perk; it&#8217;s a core part of modern employee benefits. From shifting demographics to rising expectations, the demand for inclusive, supportive fertility care is shaping how employees choose where to work, how long they stay, and how engaged they feel. For employers, the business case has never been clearer.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column lnrs-hide-block-on-mobile is-layout-flow wp-block-column-is-layout-flow\" style=\"border-left-color:var(--wp--preset--color--secondary-gray);border-left-width:2px;padding-left:10px;flex-basis:30%\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained wp-container-2 is-position-sticky\">\n<div class=\"wp-block-group has-secondary-gray-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-db4c44a6 wp-block-group-is-layout-constrained\" style=\"border-radius:14px;padding-top:10px;padding-right:10px;padding-bottom:10px;padding-left:10px\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-4b827052 wp-block-group-is-layout-flex\">\n<p style=\"margin-bottom:5px;font-style:normal;font-weight:400\" class=\"\">In this resource:<\/p>\n\n\n\n<p style=\"margin-top:5px;margin-bottom:5px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.274), 16px);line-height:1.3\" class=\"\"><a href=\"#the-case-for-inclusivity\">The case for inclusivity<\/a><\/p>\n\n\n\n<p style=\"margin-top:5px;margin-bottom:5px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.274), 16px);line-height:1.3\" class=\"\"><a href=\"#truly-inclusive-fertility-benefits\">Truly inclusive fertility benefits<\/a><\/p>\n\n\n\n<p style=\"margin-top:5px;margin-bottom:5px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.274), 16px);line-height:1.3\" class=\"\"><a href=\"#getting-started\">Getting started<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-bleach-white-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-a36fa716 wp-block-group-is-layout-constrained\" style=\"border-radius:14px;padding-top:10px;padding-right:15px;padding-bottom:15px;padding-left:15px\">\n<h3 class=\"wp-block-heading\">Navigate HR complexity with confidence<\/h3>\n\n\n\n<p class=\"\">With Brightmine, you can build powerful people strategies, implement best practices and set your organization up for a brighter future.<\/p>\n\n\n\n<p class=\"\">Learn how our tools, resources and automation can empower you and your team.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/us\/solutions\/?intcmp=cta|blog|solutions|learn-more\" style=\"border-radius:25px\">Learn more<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--40);margin-bottom:var(--wp--preset--spacing--40)\">\n<p class=\"\"><a href=\"#top\">Go back to the top<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-primary-white-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-fcdab8bb wp-block-group-is-layout-constrained\" style=\"border-radius:25px;margin-top:var(--wp--preset--spacing--30);margin-bottom:var(--wp--preset--spacing--30);padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--30)\">\n<h3 class=\"wp-block-heading has-large-font-size\">About the author<\/h3>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100px\">\n<figure class=\"wp-block-image size-thumbnail is-resized is-style-rounded\"><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/cdn.brightmine.com\/wp-content\/uploads\/sites\/3\/2024\/09\/18075543\/sarah-peterson-herr-150x150.webp\" alt=\"Sarah Peterson Herr, JD, Legal Editor at Brightmine\" class=\"wp-image-6359\" style=\"object-fit:cover;width:100px;height:100px\" srcset=\"https:\/\/cdn.brightmine.com\/wp-content\/uploads\/sites\/3\/2024\/09\/18075543\/sarah-peterson-herr-150x150.webp 150w, https:\/\/cdn.brightmine.com\/wp-content\/uploads\/sites\/3\/2024\/09\/18075543\/sarah-peterson-herr-300x300.webp 300w, https:\/\/cdn.brightmine.com\/wp-content\/uploads\/sites\/3\/2024\/09\/18075543\/sarah-peterson-herr-768x768.webp 768w, https:\/\/cdn.brightmine.com\/wp-content\/uploads\/sites\/3\/2024\/09\/18075543\/sarah-peterson-herr.webp 800w\" sizes=\"auto, (max-width: 150px) 100vw, 150px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"\"><strong>Sarah Peterson Herr, JD<\/strong><br>Legal Editor, Brightmine<\/p>\n\n\n\n<p class=\"\">Sarah Peterson Herr is a former in-house attorney with over 10 years of employment law experience. As a member of the Brightmine editorial team, she focuses on compensation and benefits compliance, including health care benefits, health care continuation and retirement benefits.<\/p>\n\n\n\n<p class=\"\">Sarah earned a Bachelor of Science in psychology from Baker University, a Master of Arts in counseling psychology from the University of Kansas and a Juris Doctor from Washburn University. Prior to joining Brightmine, Sarah led a team conducting workplace investigations. She previously worked in-house as a research attorney in a firm specializing in employment law. Sarah&#8217;s employment law interests include leaves of absence and accommodations, AI and privacy issues.\u202f<\/p>\n\n\n\n<p class=\"\">Connect with Sarah on <a href=\"https:\/\/www.linkedin.com\/in\/sarah-peterson-herr\" target=\"_blank\" rel=\"noreferrer noopener\">LinkedIn<\/a>.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-primary-white-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-efae2095 wp-block-group-is-layout-constrained\" style=\"border-radius:25px;margin-top:var(--wp--preset--spacing--30);margin-bottom:var(--wp--preset--spacing--30);padding-top:var(--wp--preset--spacing--30);padding-right:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">\n<h2 class=\"wp-block-heading\">You may also be interested in&#8230;<\/h2>\n\n\n<section id=\"resources-search-filter\" class=\"wp-block-brightmine-resources-filter 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url(https:\/\/cdn.brightmine.com\/wp-content\/uploads\/sites\/3\/2025\/10\/14145553\/employee-benefits-c-and-i-feature.webp);\"><\/div><\/a>\n\t\t\t\t\t<div class=\"lnrs-resource-hub-widget__inner_content\">\n\t\t\t\t\t\t<div class=\"content-top\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"lnrs-resource-hub-widget__categories\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"lnrs-resource-hub-widget__category\">Commentary and Insights<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"title\" style=\"color: #000000\"><a href=\"https:\/\/www.brightmine.com\/us\/resources\/total-rewards\/employee-benefits\/navigating-rising-benefits-costs-a-guide-for-hr-leaders\/\">Navigating rising benefits costs: A guide for HR leaders<\/a><\/h3>\n\t\t\t\t\t\t<p style=\"color: #000000\">Employee benefits costs continue to rise, making it more challenging to maintain competitive benefits. Here are three focus &#8230;<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t\t<\/div>\n\n\t\n<\/div>\n<\/section><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-primary-white-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-bbb7e64f wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--30)\">\n<h2 class=\"wp-block-heading has-text-align-center has-large-font-size\">See our extensive HR resources and expertise<\/h2>\n\n\n\n<p class=\"has-text-align-center has-medium-font-size\">In an ever-changing regulatory environment, we have everything you need to stay in control and compliant.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-primary-white-color has-secondary-blue-background-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/hrcenter.us.brightmine.com\/freetrial-login\/?loggedInUrl=%2Ffreetrial%2Fnew-user%2F&amp;registrationUrl=%2Ffreetrial%2Fnew-user%2F&amp;intcmp=bottom|cta-single|light|banner|hrcentreuk-freetrial|start-your-free-trial\" style=\"border-radius:100px\" target=\"_blank\" rel=\"noreferrer noopener\">Start your free trial<\/a><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Are your fertility benefits inclusive? Learn about the changing fertility benefits landscape and how you can leverage it to improve your total rewards package.<\/p>\n","protected":false},"author":24,"featured_media":9888,"comment_status":"closed","ping_status":"closed","template":"wp-custom-template-new-resources","categories":[56],"tags":[],"topic":[65],"class_list":["post-9870","resources","type-resources","status-publish","has-post-thumbnail","hentry","category-c-and-i","topic-employee-benefits"],"_lnrs_read_more":"","yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Family-forming for everyone: Rethinking fertility benefits at work<\/title>\n<meta name=\"description\" content=\"Are your fertility benefits inclusive? 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