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Health care continuation (COBRA): Federal

This guide provides an in‑depth review of COBRA requirements, including qualifying events, coverage periods, notification obligations, and compliance considerations for employers.

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by Jayne Zanglein, Western Carolina University

Summary

The Consolidated Omnibus Budget Reconciliation Act (COBRA) provides a temporary option for employees and their dependents to maintain their health insurance coverage when they would otherwise lose it under certain circumstances. This guide provides an in-depth review of COBRA’s compliance requirements, including those related to qualifying events, qualified beneficiaries, notices, election periods, length of coverage, termination of coverage and premium payments.

In this guide, learn about:

  • Health care continuation
    • Qualifying events
    • Coverage period
    • Premiums
    • Notification requirements
    • Penalties for noncompliance
  • Health care conversion
  • Future developments
  • State requirements
    • Your preferred states

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Jurisdiction: Federal

Latest updates

Updated to reflect updated model notices and FAQs.

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