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Health care continuation (COBRA): Federal

This guide provides an in‑depth review of COBRA requirements, including qualifying events, coverage periods, notification obligations, and compliance considerations for employers.

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by Jayne Zanglein, Western Carolina University

Summary

The Consolidated Omnibus Budget Reconciliation Act (COBRA) provides a temporary option for employees and their dependents to maintain their health insurance coverage when they would otherwise lose it under certain circumstances. This guide provides an in-depth review of COBRA’s compliance requirements, including those related to qualifying events, qualified beneficiaries, notices, election periods, length of coverage, termination of coverage and premium payments.

In this guide, learn about:

  • Health care continuation
    • Qualifying events
    • Coverage period
    • Premiums
    • Notification requirements
    • Penalties for noncompliance
  • Health care conversion
  • Future developments
  • State requirements
    • Your preferred states

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Health care continuation (COBRA): Federal

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Jurisdiction: Federal

Latest updates

Updated to reflect updated model notices and FAQs.

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About the author

Jayne Zanglein
Author, Mediator, ERISA Expert, Educator

Jayne Zanglein is a prolific author and professor specializing in employee benefits law for over 30 years. Professor Zanglein has taught courses such as mediation, securities law, ERISA, transactional practice, business entities, and pre-trial litigation. Her book, ERISA Litigation, is published by Bloomberg/BNA and has since come out with multiple editions.

Professor Zanglein has an international reputation on pension plan investments and is recognized as a national expert on employee benefits issues. She is also a mediator specializing in agricultural, employment, civil litigation, and victim offender, and has been appointed as an expert witness in employee benefit cases.

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