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Mandated individual retirement account programs by state and municipality

This chart provides an overview of state and local laws requiring employers to facilitate employee participation in government‑run individual retirement account (IRA) programs.

by the Brightmine Editorial Team

To incentivize increased retirement savings and improve the future financial security of employees of private companies, several states have passed and implemented laws that require covered employers to facilitate optional employee contributions to individual retirement accounts (IRAs) run by the state.

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Latest updates

Updated to reflect New Jersey amendment expanding coverage to employers with 10 or more employees.

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