by the Brightmine Editorial Team
A number of states restrict when employers can conduct credit checks of job applicants or employees for screening purposes to certain types of positions. While these restrictions vary, they generally limit employer access to credit reports to positions involving financial institutions, the handling of sensitive data, jobs where the information is required by law, or where the applicant’s credit report is otherwise substantially related to the current or potential job. States that have no significant credit check limitations are marked N/A.
Federal laws broadly protect individuals who have filed for bankruptcy or who have bad credit from discrimination in employment, but do not prevent an employer from conducting third-party credit checks as long as the employer meets certain authorization and notice requirements.
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About the author
The Brightmine Editorial Team
Our in-house team of HR experts carefully monitors and updates the Brightmine HR & Compliance Center, the most comprehensive library of employment law and HR resources. This team has an unrivaled wealth of subject matter expertise, with an average of 15 years’ experience. They also bring invaluable, diverse career experiences to the table—the team includes seasoned employment law attorneys, former in-house counsel, SHRM certified professionals and career employment law editors.
In addition to managing the HR & Compliance Center, the Editorial Team supports the content across the Brightmine product portfolio. The Team also supports Marketing Resource Center with breaking HR news, Commentary and Insights, and expert review of key compliance resources, such as our free charts.